brand-name, A-rated insurers, such as:
White Paper Reports
Revealed! Secrets of How to Buy a Health Plan
Chances are, if you're shopping for a new health plan, you're already confused. If not, surely you will be soon.
There are unlimited options out there and a dizzying array of "foreign" terms like co-pays, co-insurance, pre-existing conditions, etc.
I've written a few articles that I would like to share with you. These articles represent lessons learned from the 30+ years I have been marketing health plans. That's a long time! There have been a lot of lessons learned; many of them were learned the hard way.
Regardless of how many ideas I share with you, there always seems to be something that isn't covered. That's alright. Don't sweat it. If you have some questions, feel free to email or call. I'm glad to help if I can.
Here are links to a few of my more popular articles. I hope you find them helpful.
Still think a co-pay plan is the best option? Think again. When you're paying the premiums, a co-pay plan can cause you to throw away a ton of excess premiums.
Click here to learn: The True Cost of a $20 co-pay (hint: it's a LOT more than $20)
How about some generic tips on buying a health plan?
Click here to learn: Secrets of Buying a Health Plan
Do you tend to make a decision based on the lowest deductible? May not be such a good idea.
Click here to learn: Why High Deductible Plans Make Sense
Think all of those insurance-based websites really want to help you? Think again. Many websites are just "shell" operations with one goal in mind - to obtain your personal information then resell it over and over again to various anonymous agents.
Click here to learn: Buyer Beware - Insurance Websites May be Misleading You
Sure, HSA plans are great, but they aren't for everyone.
Click here to learn: 7 Things You Should Know About an HSA
Already have a high deductible plan? Chances are, it is not HSA-qualified (most are not).
Click here to learn: How to Determine if Your High Deductible Plan is HSA-qualified
Click here to learn:Extra Benefits of Owning an HSA plan
Happy shopping. Let me know if I can help you.
C. Dean Richard, JD, MSBA
"the HSA king"™
Independent Licensed Agent/Broker since 1980